Get on the path to results today
About Us
Protecting the insured and ensuring their claim is handled in good faith.
We know that insurance claims can be stressful and overwhelming. Often times claims are not paid in an amount sufficient to restore the property or are simply denied for reasons you don't understand. We are dedicated to providing you assistance in language that you can understand.
You pay insurance premiums to ensure your property or business are protected should they unfortunately suffer from a disaster. From a burst water line that floods your property or wind that damages your roof, to a total loss by fire, or your neighbor simply backing into your fence, you expect your insurance company to do all they can to ensure your property is restored.
Our firm is here to assist you with your residential or commercial property claim. Whether your claim was not paid sufficiently or your claim was denied or you simply have concerns with the handling of your claim, we can help you.
A Focus on Results
Property insurance is there to provide you with the peace of mind that your insurance company will act in good faith should your home or business suffer damage. Unfortunately, this is not always true, as the insurance company will often look for reasons to deny your claim. The reasons will range from ignoring information that supports your claim to misapplying the language of the policy. When an insurance company does not act in your best interest, you are left with an amount of money that is insufficient to restore your home or business, or your claim is partially or completely denied on a basis that you do not clearly understand. So, what are you to do?
You can push back and ensure your claim was handled in accordance with what is required of an insurance company. You can ensure that the correct policy language is being applied and interpreted accurately. You can ensure that the policy language they are relying upon does not contradict the law that is there to protect you.
The first step is for us to work with you and come up with a plan to get the results you need. Through our understanding of the the law and your understanding of the circumstances, we will craft a path to success.
Get started today on the path to recovery on your claim
For such times as these, we are here to help you navigate through the complicated process of claims handling, policy language, and the legal rights applicable to your claim. With more than twenty years in the insurance industry, We will guide you through the complex world of the claim process to ensure that you will receive the insurance benefits to which you are legally entitled.
Thus, from assistance with the claims process and understanding your policy language to representing you in court, we can assist you to ensure that you do not take "no" for an answer.
Better still, because we work on a contingency fee basis, which means that if we don’t get you a recovery from the insurance company you do not owe us a fee, our focus is on getting the best possible result in accordance with the facts and circumstances of your case.
WAS YOUR PROPERTY OR COMMERCIAL CLAIM DENIED?
It is understandable to feel vulnerable when dealing with a large insurance company, especially if you suffered significant property damage. Remember that as a policyholder, you have the right to expect your insurance provider to act in good faith by paying out your claim. If your adjuster will not acknowledge your claim, is dragging their feet, is offering to settle for less than your claim requires or if the insurance company outright denied your claim, it is time to talk to a lawyer.
If your claim was denied it can be stressful. You may have pending invoices from service companies such as plumbers and emergency service vendors that are demanding payment, or your house may not be habitable as a result of the damage and you have no place to go.
A denied claim is not always the end of your claim. More often than not, claims are mishandled, information is overlooked, the adjuster assigned to the claim may be misinformed or not trained properly, the carrier may be misinterpreting their policy language, applicable law, or they simply choose to focus only upon information that denies the claim. There are certain requirements placed upon an insurance company when handling your claim. We will review the claim and all the facts surrounding it. If we feel your claim is covered under the policy or applicable law, we will advise you and discuss your options. Remember, insurance companies generally hope that once the claim is denied, the insured ( that is you) will no longer pursue the claim because most insureds do not have the knowledge, expertise, time, or resources with which to fight back.
The bottom line at Shaver Legal, APC is that we depend on our experience, knowledge and persistence to bring the best results for our clients.
Give us a call today for a free 45 minute consultation